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...life insurance (use-case mapping)Life insurance is mainly chosen for: Income protection for dependents (Term insurance) Loan/obligation protection (Term + assignment to lender) Wealth accumulation goals (Endowment/ULIP — produc...

...nce policy, despite facing multiple underwriting challenges including income mismatch, documentation gaps, and internal review escalations.This real-world journey provides valuable insights into insurance underwriting, document...