CRED is a financial and payments application used for services such as credit-card management and bill payments, UPI payments and other financial services. Its current Google Play listing describes CRED as an app supporting credit-card bills, online and offline payments, UPI and related payment experiences.

Because CRED can provide access to financial and personal information, knowing how to properly logout from the CRED app is important—particularly when changing phones, sending a device for repair, troubleshooting the application, or giving a device to someone else.

The location of the logout option has changed compared with some older CRED interfaces. In the latest CRED app interface, the logout option is available through More → Settings → Manage Account.

Quick Answer: How to Logout from CRED

In the latest CRED app version, follow this path:

CRED App → More (four-box icon) → Settings → Manage Account → Logout

In simple steps:

1. Open the CRED app.
2. Tap More, represented by the four-box icon.
3. Open Settings.
4. Select Manage Account.
5. Tap Logout.
6. Confirm the logout if CRED displays a confirmation prompt.

This is the important current navigation path to remember:

More → Settings → Manage Account → Logout

Detailed Step-by-Step Procedure

Step 1: Open the CRED App

Unlock your Android phone or iPhone and open the CRED application.

If CRED requires biometric authentication, a device PIN or another authentication method, complete it to access your account.

Step 2: Tap "More"

From the CRED application, locate More.

In the current interface, More is represented by a four-box icon.

Tap it to open the additional CRED options.

CRED's current official customer-care documentation also uses More as a primary navigation point; for example, its official support instructions direct users to open CRED and go to More → Support.

Step 3: Open Settings

After opening More, look for:

Settings

Tap Settings.

This section contains account and application configuration options.

Step 4: Select Manage Account

Inside Settings, locate:

Manage Account

Tap Manage Account.

This is an important distinction from older instructions found on some websites that may tell users simply to look inside their profile.

For the latest interface described here, use:

More → Settings → Manage Account

Step 5: Tap Logout

Inside Manage Account, locate:

Logout

Tap the Logout option.

CRED may ask you to confirm that you really want to logout.

If a confirmation screen appears, review it and confirm the logout.

Latest CRED Logout Path at a Glance

The complete process can be remembered as:

Open CRED

↓

Tap More – Four-Box Icon

↓

Settings

↓

Manage Account

↓

Logout

↓

Confirm, if requested

This is considerably easier to remember than searching through different payment, card or UPI menus.

How Do You Know CRED Has Successfully Logged Out?

After logging out:

1. Close the CRED application.
2. Open CRED again.
3. Check whether CRED requires you to authenticate/login again.

If you no longer have direct access to the previously logged-in account, the logout has taken effect.

Remember:

Closing CRED is not the same as logging out of CRED.

Swiping CRED away from Android's Recent Apps or the iPhone App Switcher merely closes the application interface/process. It should not be considered a substitute for using the actual Logout command.

Why Is Logout Under "Manage Account"?

Logout is an account-level action rather than a payment transaction.

This is why the current navigation logically places it under:

Settings → Manage Account

If your purpose is simply to end the active CRED session, you do not need to remove your credit cards, UPI accounts or other payment information first.

CRED Logout vs Closing the App

These actions are different.

Closing CRED

Closing the app merely removes it from the active screen or recent-app workflow.

Your CRED session may remain authenticated.

Logging Out of CRED

Logout deliberately terminates your active CRED account session on the device.

Therefore, when security is the reason for exiting CRED, use:

More → Settings → Manage Account → Logout

rather than simply closing the application.

CRED Logout vs Uninstalling CRED

These operations are also different.

Logout

Logout ends the account session on the device.

Uninstall

Uninstalling removes the CRED application from the smartphone.

Account Deletion

Account deletion is a separate request intended to terminate/deactivate the CRED account.

Therefore:

Logout ≠ Uninstall ≠ Delete Account

This distinction is particularly important for financial applications.

Does Logging Out Delete Your CRED Account?

No.

Logging out should not be confused with account deletion or termination.

CRED's July 2026 privacy policy specifically states that users have an option to delete or terminate their account and can petition for deletion through the support section of the CRED application.

Therefore:

Logout

Ends your current CRED session.

Account Deletion

Requests deletion/termination of the CRED account, subject to CRED's policies, regulatory requirements and any outstanding services or obligations.

Does Logging Out Remove Your Credit Cards?

Logging out should not be treated as deleting your stored account information.

Your account continues to exist unless you separately take steps to delete or terminate it.

This is useful when you are:

• changing smartphones,
• temporarily signing out,
• troubleshooting the CRED app,
• reinstalling the app, or
• securing a device before handing it to someone else.

You can later authenticate again using CRED's applicable login procedure.

Logout vs Delete Account – Important Difference

Action	What It Does	CRED Account Remains?
Close App	Closes CRED on screen	Yes
Force Stop	Stops the running app	Yes
Logout	Ends current account session	Yes
Clear Cache	Removes temporary files	Yes
Uninstall	Removes CRED from phone	Normally yes
Delete/Terminate Account	Requests account termination	Intended to close/deactivate account

Users should therefore choose the action according to what they actually want to accomplish.

How to Delete a CRED Account

If you want to permanently stop using CRED, Logout is not the same as Delete Account.

CRED's current terms state that users can request deletion/deactivation of their complete account through the support section of the CRED app. CRED may retain certain transaction records where required for regulatory or record-keeping purposes.

CRED's privacy policy similarly explains that account deletion may be restricted temporarily in certain situations, such as outstanding disputes, unresolved claims, certain credit products, suspected fraudulent transactions, outstanding CRED Wallet balances or outstanding loans.

Therefore, don't select account deletion merely because you want to logout temporarily.

What Happens to CRED Wallet When You Logout?

CRED's current Terms and Conditions, updated 29 June 2026, specifically address this situation.

According to CRED:

A registered CRED Wallet user who wants to logout from the wallet may do so by logging out of the CRED account.

Therefore, logging out of your main CRED account can also log you out of CRED Wallet.

However:

Logging out of CRED Wallet is NOT the same as closing CRED Wallet.

Wallet closure has a separate procedure.

What About CRED e₹ Wallet?

CRED's current terms make a similar distinction for the CRED e₹ Wallet.

A user can logout from CRED e₹ Wallet by logging out of the CRED account. However, permanently closing the e₹ Wallet involves a separate closure procedure.

Therefore:

CRED Logout → Ends access/session

CRED Wallet Closure → Separate process

CRED Account Deletion → Separate account-termination process

Why Should You Logout from CRED?

Logging out is especially advisable when:

• You are changing your smartphone.
• You are selling your old smartphone.
• You are exchanging your phone.
• You are giving your phone to another person.
• Your smartphone is being sent for repair.
• You are troubleshooting CRED.
• Someone else has temporarily used your phone.
• You suspect unauthorized access.
• You want to reinstall CRED.
• You no longer want the account accessible from that device.

Since CRED deals with financial information and payment services, protecting access to the application is important.

Should You Logout Before Sending Your Phone for Repair?

Yes, this is a good security practice.

If your smartphone is going to a service centre, ideally logout from financial and other sensitive applications beforehand.

This includes:

• CRED
• Banking applications
• UPI applications
• Email
• Password managers
• Investment applications
• Digital wallets
• Cloud storage applications
• Business applications containing confidential information

If the technician does not require access to your personal profile, use the phone manufacturer's maintenance/repair mode where available.

What Should You Do Before Selling Your Smartphone?

Logging out of CRED is only one part of securely preparing a phone for sale.

Before permanently transferring the device:

1. Logout from CRED.
2. Logout/remove other financial applications appropriately.
3. Remove important accounts from the device.
4. Back up required data.
5. Remove your SIM/eSIM as appropriate.
6. Remove memory cards where applicable.
7. Disable device-tracking/activation-lock features correctly as required for transfer.
8. Perform a proper factory reset.
9. Verify that your personal information is no longer accessible.

A factory reset should normally be performed before permanently handing a smartphone to its new owner.

Does CRED Continue to Have App Permissions After Logout?

Logging out and operating-system permissions are separate concepts.

CRED's privacy policy explains that, depending on services used and permissions granted, the app may have access to device capabilities/data such as contacts, photos, camera, location, microphone, SMS, storage, phone calls and NFC. It also states that users can revoke permissions through their mobile operating system's app settings.

Therefore:

Logout does not necessarily mean that you have revoked every operating-system permission.

If you want to revoke permissions as well, review CRED's permissions through Android or iOS.

How to Review CRED Permissions on Android

The exact wording varies between manufacturers, but generally navigate to:

Android Settings → Apps → CRED → Permissions

Review available permissions.

Depending on your Android version and CRED features, you may see permissions relating to:

• Camera
• Contacts
• Location
• Microphone
• Photos and videos
• Phone
• SMS
• Notifications

Only grant permissions required for features you intend to use.

CRED notes that revoking certain permissions can cause corresponding features to become restricted or unavailable.

How to Review CRED Permissions on iPhone

On iPhone, check:

Settings → Apps → CRED

Depending on your iOS version, relevant privacy controls may also be available under:

Settings → Privacy & Security

Review the permissions CRED has been granted and disable any you no longer want to provide, keeping in mind that some CRED features may require specific permissions.

Should You Clear CRED Cache to Logout?

No.

Clearing cache and logging out serve different purposes.

Cache consists primarily of temporary application data intended to help applications operate efficiently.

The proper logout method is:

CRED → More → Settings → Manage Account → Logout

Do not clear cache simply to perform a normal logout.

Should You Clear CRED App Data to Logout?

Normally, no.

On Android, you may have an option such as:

Settings → Apps → CRED → Storage → Clear Data/Clear Storage

This is an operating-system troubleshooting function rather than the normal CRED logout procedure.

Clearing application data can remove locally stored app settings and other local information.

Always use CRED's built-in Logout option when available.

What If CRED Logout Is Not Working?

If you reach:

More → Settings → Manage Account → Logout

but the logout function does not work correctly, try the following:

1. Check your internet connection.
2. Completely close CRED and reopen it.
3. Restart the smartphone.
4. Check whether a newer CRED version is available.
5. Update CRED from Google Play or the Apple App Store.
6. Try the logout procedure again.
7. If the problem continues, contact CRED Support.

Avoid repeatedly clearing financial-app data unless you understand the consequences.

How to Contact CRED Support

CRED's current official customer-care instructions provide the following in-app route:

CRED → More → Support

From there, users can review conversations, select relevant transactions, browse help topics and use the available Contact Support option.

CRED Customer Care and Support

This is particularly useful if:

• Logout is not working.
• Your account behaves unexpectedly.
• You cannot access your account.
• You suspect unauthorized access.
• You want clarification about account deletion.
• You have a CRED Wallet-related problem.

Security Warning: Never Share OTP, UPI PIN or CVV

Financial-app users must be particularly cautious about fake customer-care calls and messages.

CRED's official customer-care page warns users not to disclose sensitive information such as their bank account number, UPI PIN, CVV or OTP, even to someone claiming to represent CRED.

Therefore, if someone calls and says:

"Give me your OTP so I can logout your CRED account."

Do not provide it.

Likewise, never disclose:

• UPI PIN
• Debit/credit card PIN
• CVV
• OTP
• Internet banking password
• Email password
• Phone screen-lock PIN

A genuine support process should not require you to hand over secret authentication credentials to another person.

What If Your Phone Containing CRED Is Lost or Stolen?

If a phone containing financial applications is lost or stolen, act quickly.

Protect access to:

• Your mobile number/SIM
• Banking accounts
• UPI applications
• CRED
• Email accounts
• Google or Apple account
• Password manager
• Investment applications
• Other financial services

Use available remote device-security features from your smartphone platform and contact relevant financial/service providers if unauthorized access is suspected.

The risk is greater if the missing phone was unlocked or had a weak screen-lock PIN.

Important: Logout Is Not a Complete Security Solution

Logging out is useful, but smartphone security should use multiple layers.

A secure configuration should include:

Strong device PIN/password

•  

Biometric authentication where appropriate

•  

Updated operating system

•  

Updated CRED application

•  

Careful permission management

•  

Protection of OTP and UPI PIN

•  

Logout when transferring or relinquishing control of the device

This layered approach is significantly safer than relying on one control alone.

Frequently Asked Questions – FAQ

1. How do I logout from the latest CRED app?

Use:

CRED → More (four-box icon) → Settings → Manage Account → Logout

Tap Logout and confirm if prompted.

2. Where is Logout in the latest CRED app?

The Logout option is located under:

More → Settings → Manage Account → Logout

3. What does the More button look like in CRED?

In the current interface described in this guide, More is represented by a four-box icon.

Tap this icon to access additional options.

4. Is CRED logout available under Profile?

Older guides or interfaces may show different navigation. For the latest version covered by this article, use:

More → Settings → Manage Account → Logout

5. Does closing the CRED app logout my account?

No. Closing an app and intentionally logging out are different operations.

Use the built-in Logout command when you want to end the session.

6. Does uninstalling CRED logout my account?

Uninstalling removes the application from the device, but it should not be confused with permanently deleting your online CRED account.

7. Does logging out delete my CRED account?

No. Account deletion/termination is a separate process.

CRED's current privacy policy states that users can petition for account deletion through the support section of the application.

8. Can I login to CRED again after logout?

Yes. Logout is intended to terminate the current session, not permanently delete the account.

You can authenticate again using CRED's applicable login procedure.

9. Will my credit cards disappear if I logout?

Logout should not be treated as deletion of your CRED account or its server-side account information.

10. Does logout delete my transaction history?

Logout itself is not an account-deletion function.

CRED's terms separately address account deletion and explain that certain transaction records may still be retained for record-keeping or regulatory purposes even following account deletion.

11. How do I logout from CRED Wallet?

CRED's June 2026 Terms and Conditions state that users registered for CRED Wallet can logout from the wallet by logging out of their CRED account.

12. Does logging out close my CRED Wallet?

No. Logout and Wallet closure are different.

CRED provides a separate wallet-closure procedure.

13. Does CRED e₹ Wallet logout when I logout from CRED?

CRED's terms state that users can logout from CRED e₹ Wallet by logging out of their CRED account.

14. Is closing CRED e₹ Wallet the same as logging out?

No.

Wallet closure is a separate process from logging out.

15. How do I contact CRED Support?

CRED's official support instructions specify:

CRED → More → Support

You can then select the relevant topic/transaction and use the available contact-support option.

16. What if the Logout option is missing?

First make sure you are running the latest CRED app. Then check:

More → Settings → Manage Account

If the option is still unavailable or the interface differs, use:

More → Support

to contact CRED.

17. Should I clear CRED app data if Logout is not working?

Not as the first troubleshooting step.

Restart the app, restart the phone, check for an update and contact CRED Support if necessary before resorting to clearing application data.

18. Should I logout before changing phones?

Yes. Logging out of financial applications on a device you will no longer control is a sensible security precaution.

19. Should I logout before giving my phone for repair?

Yes, particularly if the repair technician may have access to the unlocked device.

Also protect banking, UPI, email, password-manager and other sensitive applications.

20. Is logout enough before selling my phone?

No.

Logout from important accounts and then properly prepare the device for transfer, including backing up required data and performing an appropriate factory reset.

21. Does logging out revoke CRED's Android permissions?

Not necessarily.

CRED's privacy policy states that users can revoke various permissions through their mobile operating system's app settings.

Logout and operating-system permissions are separate controls.

22. Can I remove CRED permissions after logout?

Yes. You can review application permissions through Android or iPhone settings.

Be aware that removing required permissions can affect CRED functionality.

23. Is clearing CRED cache the same as logout?

No.

Cache clearing is an application-maintenance/troubleshooting function. Logout terminates the authenticated account session.

24. Can CRED Support ask for my OTP or UPI PIN?

You should never disclose an OTP, UPI PIN or CVV to someone claiming to be customer support. CRED's official customer-care page specifically warns users against sharing such sensitive information.

25. What is the easiest way to remember the CRED logout process?

Remember these four menu items:

More → Settings → Manage Account → Logout

Or, including the first action:

Open CRED → More (four boxes) → Settings → Manage Account → Logout

Conclusion

Logging out from the latest CRED app is straightforward once you know where the option is located.

Latest CRED Logout Procedure – 2026

Open CRED → Tap More (four-box icon) → Settings → Manage Account → Logout

The most important point is that Logout, Uninstall and Delete Account are three different operations.

Use Logout when you simply want to end your CRED session on the device. Use CRED's separate account-deletion process only when you intend to terminate/deactivate the account. CRED's current legal documentation explicitly distinguishes account termination from normal account use and also distinguishes logging out of CRED Wallet/e₹ Wallet from permanently closing those wallets.

For security, logout before permanently giving away, selling or transferring your smartphone, and never disclose an OTP, UPI PIN, CVV or other secret authentication information to anyone claiming they need it to logout or secure your CRED account.

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